Shares
It is indeed worth praising that Maharashtra Urban Co. Op. Credit Society has been persistent over years in paying 15% dividend on the amount of shares.
The minimum amount for investment in shares is Rs.100/-, while the maximum amount is Rs. 25,000/-, which is non-transferable.
Deposits
Maharashtra Urban Co. Op. Credit Society endows its customers with a wide array of short term as well as long term deposit schemes with an attractive interest rate of 11%. To cater the urban and rural areas with micro finance, the institution instigated the Daily Deposit Scheme which is executed through ‘Bank at your Doorstep’ concept with a strong team of 50 marketing representatives all over Maharashtra who are efficiently catering to this field work with a collection of Rs. 100000 on a daily basis.
The current deposit schemes offered are as follows:
Loans
Loans are offered to suit every individual’s requirement based on their earnings, securities and repayment capacity.
Salient features of the loan products are:
- Minimum rate of interest – The organisation attempts to provide loan at a minimum interest rate of 12 % to 15%
- Simple method of interest – Interest is calculated through simple interest. This provides an advantage of loan reduction on a daily basis
- No hidden charges or costs
- Zero processing fees on Housing and Gold Loans
- No penalty on pre-closure of loan
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